Skip to content

“The foundation stones for a balanced success are honesty, character, integrity, faith, love, and loyalty.”

— Zig Ziglar

Get To Know Our Insurance Agency 

Founded in July 2013 in Lakeville, Minnesota, Ragnar Group started as a fledgling small business insurance agency serving the local community, merely 30 minutes south of Minneapolis/St. Paul. Our founder, Mike Zitek, conceptualized and initiated the business from scratch, using his own resources and earning each client one at a time. Initially, the agency was christened Zitek Insurance Group (ZIG) after its founder’s name.

Over time, the agency evolved and grew under Mike’s benevolent guidance, focusing particularly on small business owners’ needs. As a small business owner himself, Mike realized the struggles and challenges entrepreneurs faced daily to keep their ventures afloat. The agency’s approach was intended to take care of all client’s insurance concerns with the utmost responsibility and support. As the insurance agency grew both locally and nationally, Mike felt the business name no longer reflected their core philosophy and evolved into Ragnar Group in December 2019. Today, Ragnar Group continues to stand by small business owners and provide personalized commercial and small business insurance coverage.

Mike Zitek, Founder & CEO

Since 1993, Mike has worked in the insurance business. From National Insurance Brokerages to Insurance Companies.  During this time, he gained experience dealing with both sides of insurance (underwriting & brokerage). He brings this unique experience to all of our customers by making underwriters more comfortable with your risk.  In turn, this produces better coverages and premiums for his clients. Mike is a father of four children, a husband of 25 years. He enjoys coaching sports for his children and volunteering. You won’t find Mike on the golf course, instead, you will find him shooting trap and skeet.

Mike Zitek, Principal

Toni Zitek, Office Manager

Toni has been with Ragnar Group since 2013.  Toni is a pleasure to work with when it comes to customer service.  She graduated with a degree in Retail Management and has managed retail fashion stores at the Mall of America. She is a volunteer at our local school & church.  She loves to work with children, other volunteering, walks, and vacations.

Toni Zitek, Office Manager

Maddie Zitek, Administrative Assistant

Maddie Zitek is the new Administrative Assistant at The Ragnar Group. She is thrilled to rejoin the team remotely from the beautiful Brainerd Lakes area after previously working with the company in Lakeville. She is a proud graduate of the University of Minnesota, Mankato.

Outside of work, you will find her embracing the great outdoors, whether it’s fishing in both summer and winter or pursuing my newfound passion for hunting. Staying active is a priority for her, so she likes to hit the gym and take daily walks. But above all, she cherishes quality time with her close-knit circle: family, friends, and boyfriend.

Toni Zitek, Office Manager

Sarah Mullin, Marketing Consultant

Sarah Mullin is the dedicated Marketing Consultant at Ragnar Group, where she has been instrumental in shaping and enhancing our marketing strategies since 2018. With over 16 years of extensive experience in small business marketing, Sarah brings a wealth of knowledge and a personalized touch to every project she undertakes.

Sarah’s passion for marketing extends beyond the office; it’s a part of her lifestyle. Her commitment to helping small businesses thrive is evident in her tailored approach to marketing solutions, where she combines industry expertise with creative flair.

Outside of her professional endeavors, Sarah finds solace and joy in spending quality time with her family. An avid football enthusiast, she has cultivated a deep love for the sport over the years, solidifying her status as a seasoned football collector.

Sarah Mullin embodies the perfect blend of professionalism, passion, and expertise, making her an invaluable asset to Ragnar Group and the small businesses she collaborates with.

Toni Zitek, Office Manager

Our Service Areas

Our Partners

Launching The Next Chapter – The Ragnar Group

Ragnar Group is excited to announce the recent change of our business name from Zitek Insurance Group to Ragnar Group! Our commitment to our customers and partners as always remains our highest priority, so we welcome any questions you may have regarding the recent name change. Learn more about our recent name change by reading our official announcement on our blog.