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Small Business Insurance

Ragnar Group has over 25 years of commercial insurance experience. Since opening in 2013, we have assisted companies in protecting their business from financial losses. Loss can occur in many different forms. For instance, the roof of your building could be damaged from storm damage caused by wind or hail. Do you have the right coverages in place utilizing replacement cost coverage? Or is your building insured by Actual Cash Value? Is your wind/hail deductible a flat dollar deductible, or is it a percentage deductible? Do you know the financial impact of a percentage deductible on your financials? Not only is your building in need of repair, but can you continue your operations with no roof? Do you have a backup plan if this occurs? What happens if employees who might have been working at the time of storm damage? Did anyone get hurt or killed? 

Ragnar Group will review your operations for any potential claim issues. We will find the correct coverages to keep your business moving forward. More important, we will help you see the ramifications of insurance decisions. On the other side of a loss, the liability side. You could have a simple slip & fall, but what is the impact of someone falling at your premises? How much could this cost your business? Not just the injury but public relations? What would happen if you were a manufacturing risk? Wouldn’t product liability be a very important coverage to your continued business operations and, more importantly, your overall financials?

We embrace the entrepreneur, the small business owner. We are like you, a small business. All of us have to wear many hats when you start out. We have to worry about insurance, production, accounting, legal, state law changes, you name it. The list can go on and on. As small business owners, we seek out other professionals to help us in our daily work. Let Ragnar Group help you in the arena of insurance. Ragnar Group has the knowledge and the insurance products for you now and as you change.

Fill out our online questionnaire, and someone will contact you within the next 24 hours or less.

Small Business Insurance
Commerical Insurance

Insurance Designed to Keep Your Business Operating

We feel insurance is not just something you have to buy, but a blanket of coverage’s designed to keep your business operating when something unexpected happens. Ragnar Group can provide your organization with the following insurance coverage’s:

  • Building/Property/Vacant
  • Builders Risk
  • Business Person Property
  • Business Income/Extra Expense
  • Contractors Equipment
  • Inland Marine/Tools
  • Flood & Earthquake Coverage
  • Crime/Cyber Coverages
  • General Liability
  • Product Liability
  • Misc. Professional E & O Liability
  • Contractors Pollution Liability
  • Liquor Liability
  • Umbrella/Excess Liability
  • Workers Compensation
  • Auto/Truck/Fleet Coverage
  • Bid/Performance Bonds
  • Fidelity/Business Services Bonds

Customized Insurance Plans with Ragnar Group

Ragnar Group is a Minnesota based insurance broker, holding licenses in the following states: Minnesota, Wisconsin, New Mexico, North Dakota, Iowa, Oregon, Utah, Colorado, Tennessee, Ohio, New York, Vermont, New Jersey, South Carolina, California, Wyoming, Texas, Kansas, South Dakota, Illinois, Kentucky, Georgia, Virginia, Pennsylvania, Massachusetts, New Hampshire, and we are adding more States every day.

2022 Reader’s Choice Award Winner

Ragnar Group is excited to be the 2022 Reader’s Choice Award Winner for Best Insurance Agent & Agency for Burnsville and Lakeville and Best Insurance Company for Burnsville, Farmington/Rosemount, and Lakeville. The Reader’s Choice Award is awarded from the SUN Newspaper based on their readers voting for their favorite service provider. Thank you to everyone who has supported us!